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With gas prices still putting pressure on drivers, many fuel brands offer loyalty apps promising exclusive discounts, rewards, and a better fueling experience. But are these apps truly worth the download—or just another way to clutter your phone?

In this post, we’ll evaluate how gas station loyalty apps work, what perks they actually deliver, and how to stack those perks with other savings tools like digital gift cards and cashback platforms.

What Are Gas Station Loyalty Apps?

Loyalty apps are mobile platforms created by fuel retailers to offer perks such as:

  • Cents off per gallon
  • Free in-store items or coffee
  • Bonus points for fuel and convenience store purchases
  • Mobile payment options

They’re usually tied to a free rewards program and may include push notifications for location-based deals or price updates. Most allow you to pay directly through the app and track your fuel spending over time.

Popular Loyalty Apps and What They Offer

  1. Shell Fuel Rewards App
    Connects with grocery rewards and credit cards to provide stackable discounts. Save at least 5¢ per gallon, more with linked programs.
  2. BPme App
    Offers 5¢ per gallon after your first fill-up and supports mobile payments, receipts, and price comparisons.
  3. Exxon Mobil Rewards+ App
    Earn points for fuel and in-store purchases. Redeem for discounts on future fuel or snacks.

Pros of Loyalty Apps

  • Free to join
  • Instant discounts on gas and convenience store items
  • Mobile convenience—pay, track, and earn without paper receipts
  • Stackable with other rewards, including credit card perks and gift cards

Cons to Consider

  • Some apps require enabling location services or notifications
  • Mobile payments may not be accepted at all pump types
  • Certain rewards expire if not used within a set time frame
  • Benefits vary based on your region and station availability

How to Maximize Value from Loyalty Apps

To get the most out of these apps, combine them with digital payment strategies. For example, instead of paying directly with a debit or credit card, use Fluz to buy a digital gift card for the exact amount of your fill-up. This lets you:

Use the digital virtual card as your payment method in the app or at the pump, while still applying your loyalty ID. This stacks your savings without changing how you fuel.

The Verdict: Are They Worth It?

Yes—if you regularly fill up at the same stations, gas station loyalty apps are absolutely worth the download. They provide steady savings, can be used alongside other tools like cashback platforms, and require minimal effort to use once set up.

Just be sure to:

  • Set a reminder to scan your loyalty ID before each fill-up
  • Turn on alerts to catch limited-time discounts
  • Combine with Fluz gift cards to earn cashback every time you pump

If you’re not already using this stacked approach, now’s the time to get started. Download Fluz and pair it with your favorite loyalty app for smarter, cheaper fueling.