Paying less for gas isn’t just about finding the cheapest station—it’s about using multiple tools that work together to shrink your cost per gallon. Savvy drivers are stacking rewards programs, digital gift cards, cashback apps, and even credit card perks to create a compounding effect. This guide walks through how to stack these fuel savings strategies step-by-step so you can make every fill-up more affordable.

Step 1: Join A Fuel Rewards Program

Start by enrolling in the loyalty program for your preferred gas station. These programs are free and let you earn discounts based on your fuel and in-store purchases.

• Shell Fuel Rewards: Save at least 5¢ per gallon; additional savings available when linking grocery rewards.
  
• BPme Rewards: Earn 5¢ per gallon after your first fill-up and continue earning with frequent use.
  
• Exxon Mobil Rewards+: Collect points for every gallon and redeem for fuel or store discounts.
  

Once registered, use your phone number or app at the pump to apply the rewards.

Step 2: Buy A Digital Gift Card Before You Pump

Right before paying, purchase a digital gift card through a cashback app like Fluz. You’ll receive cashback instantly—and since Fluz lets you buy cards for the exact amount needed, you’re never overspending.

For example, you can earn cashback with Shell through Fluz, get rewards with a BP virtual card via Fluz, or earn cashback with a Chevron virtual card using Fluz.

This gift card then becomes your method of payment at the station, and it stacks perfectly with fuel reward discounts.

Step 3: Use A Rewards Credit Card

If you fund your Fluz gift card purchase with a credit card that earns gas-related rewards (2–5% is common), you can earn a third layer of cashback. Be sure to check your credit card terms—some classify digital gift card purchases differently and may not qualify for fuel-specific bonuses.

Top gas rewards cards include:

• Blue Cash Preferred® Card from American Express
• Chase Freedom Flex® (with rotating gas categories)
  
• Citi Custom Cash℠ Card

Step 4: Time Your Fill-Up

Timing matters. Gas prices often dip at the beginning of the week and spike on Thursdays and weekends. According to GasBuddy, the best days to buy gas are Monday and Tuesday. Combine this timing with your rewards and cashback to further boost your savings.

Stacking Example:

Let’s say you plan to fill up at a BP station on a Tuesday:

1. Buy a $40 BP virtual card through Fluz and get rewards with a BP virtual card
2. Earn cashback from Fluz on the virtual card purchase
   
3. Use your rewards credit card to buy the virtual card and earn points or cashback
   
4. Enter your BPme Rewards info at the pump for 5¢/gal off
   
5. Fuel up and pay with the virtual card
   

You’ve now used three stackable methods for savings on a single transaction.

Final Tips For Efficient Stacking

• Always check if the gas station accepts digital gift cards before purchasing.
  
• Make sure your rewards program is linked to your phone number or app.
  
• Keep track of cashback history using app dashboards or email confirmations.
  
• Don’t forget that even small savings per gallon add up over time, especially for frequent drivers.
  

Conclusion

By combining loyalty programs, instant cashback from digital gift cards, credit card rewards, and fuel price timing, you can consistently reduce what you pay at the pump. If you’re ready to make your next fuel-up smarter, download Fluz and start stacking savings with every gallon.