Paying full price at the pump is no longer the norm—especially if you’re using the right combination of fuel rewards and cashback tools. While gas prices remain unpredictable, smart drivers are stacking loyalty points, digital gift cards, and cashback apps to trim their costs every week. Whether you drive for work or just want to cut back on expenses, this guide walks through how to use fuel rewards programs and cashback apps together for maximum savings.
How Fuel Rewards Programs Work
Most major fuel brands offer free loyalty programs that reward you for each gallon purchased. The structure varies, but most allow you to:
- Save cents per gallon
- Earn points toward free gas or store purchases
- Access app-only coupons or promotions
Popular programs include:
- Shell Fuel Rewards: Members save at least 5¢ per gallon and can stack with grocery store partnerships.
- BPme Rewards: Earn 5¢ per gallon after the first fill-up.
- Exxon Mobil Rewards+: Earn points for fuel and in-store purchases to redeem later.
Signing up is free, and savings are typically applied by entering your phone number or scanning your member barcode at the pump.
How Cashback Apps Add Another Layer Of Savings
Cashback apps allow you to earn money back on your purchases—either as a percentage of your total or a fixed reward. With fuel, this means you can get cashback just for paying in a certain way or through a specific app. While there are several platforms on the market, look for apps that:
- Offer fuel-specific cashback
- Let you buy digital gift cards instantly
- Allow stacking with fuel rewards programs
For example, you can earn cashback with a Shell virtual card through Fluz, then enter your Fuel Rewards number at the pump to receive both cashback and cents-off-per-gallon savings. Similarly, when you get rewards with BP via Fluz, you can also enter your BPme number for additional benefits.
Other cashback platforms like Rakuten and Ibotta may offer promotions tied to gas stations or convenience store purchases—especially when bundling with other purchases like snacks or groceries.
How To Stack Rewards For Maximum Benefit
Here’s a basic strategy to get the most out of every fuel purchase:
- Sign up for a fuel rewards program at your preferred station.
- Use a cashback app like Fluz to buy a digital virtual card for the exact amount of your fuel purchase.
- Pay with the digital gift card, then scan or enter your fuel rewards number at the pump.
- Earn cashback, fuel points, and any linked credit card rewards (if applicable).
This triple-stacking approach can easily net savings of 5–15% per transaction.
Do These Apps Work Everywhere?
Fuel rewards programs are tied to specific gas station brands. Cashback platforms like Fluz support a wide range of merchants, including:
Not all independent stations will accept digital gift cards, so be sure to check the brand or ask before fueling.
The Bottom Line
With fuel prices often beyond your control, how you pay becomes the most powerful savings tool at your disposal. Combine a loyalty program with a cashback-enabled digital gift card to unlock instant savings without changing your routine.
If you’re ready to take control of your fuel costs, download Fluz and start turning every gallon into cashback.
