Gas savings aren’t just about where you fill up—they’re about how you pay. With a little strategy, you can combine multiple savings tools into one transaction and significantly reduce your overall fuel expenses. Whether you’re a daily commuter, rideshare driver, or managing a fleet, understanding how to stack savings is one of the smartest ways to fuel up in today’s economy.

Here’s how to use loyalty programs, timing strategies, and digital gift cards to drive down fuel costs.

Start With Fuel Rewards Programs

Major fuel brands offer rewards programs that provide cents off per gallon after signing up. These programs are free and often offer bonuses for repeat purchases or linked credit cards.

• Shell Fuel Rewards: Save up to 5¢/gal or more. Learn more
• BPme Rewards: Members get 5¢/gal after registration. Visit BPme
• Exxon Mobil Rewards+: Earn points for every gallon and convenience store purchase. Join here

Always sign in or enter your phone number at the pump to apply your rewards.

Buy Gift Cards Right Before You Pump

This is where savings stack. With the Fluz app, you can instantly purchase digital gift cards for your exact fuel amount and earn cashback—before using the gift card to pay. This approach lets you:

• Avoid carrying extra cards or prepaid balances
  
• Earn cashback at the moment of purchase
  
• Combine the cashback with loyalty discounts already in place
  

For example, you can earn cashback with a Shell virtual card through Fluz and still use your Fuel Rewards number for cents off per gallon. The same applies when you get rewards with a BP virtual card or earn cashback with a Chevron virtual card.

Use the Right Payment Method

Some credit cards offer rotating cashback categories or fixed gas station rewards—typically 2%–5%. If your card supports gas rewards and you’re also using a gift card bought through Fluz, you can technically stack cashback on both ends:

• Credit card cashback on the Fluz purchase
  
• Fluz cashback on the gift card itself
  
• Fuel rewards savings at the pump
  

Just be sure to check your credit card’s fine print—some banks exclude gift card purchases from earning rewards.

Fill Up When Prices Dip

Gas prices typically follow weekly trends, often dropping early in the week. According to GasBuddy, Mondays and Tuesdays tend to be the cheapest days to fuel up. Combine that timing with a gift card purchased through Fluz and you’re getting triple-layered savings:

1. Lower price per gallon
   
2. Cashback on the gift card
   
3. Loyalty program discounts
   

Check For Brand-Specific Discounts

Some fuel retailers offer temporary promotions or app-based coupons. Watch for:

• Sign-up bonuses through rewards programs
  
• App-exclusive discounts (like 10¢/gal off for mobile payments)
  
• Holiday promotions offering gift card rebates
  

You can use a digital gift card as payment for these promos, as long as the app accepts them.

Smart Fueling Adds Up

Stacking savings isn’t complicated—it’s just about using the right tools in the right order. First, enroll in your station’s loyalty program. Then, download Fluz to purchase your digital gift card seconds before you pay. Use a credit card that earns gas rewards, and time your fill-up when prices are lower.

This small effort pays off. For regular drivers, the difference could amount to hundreds in annual fuel savings.